I don’t think any amount of achievable retirement savings is enough to give me confidence that I could cover escalating health care costs enough that I could retire. Even if I had $10M in the bank, I would worry that the cost of health care will rise fast enough to impoverish me.
If you make it to Medicare age, it gets a lot less stressful. eg: my folks have had 4 knees replaced with very little out-of-pocket cost. There’s still supplemental insurance, but Medicare, not the profit-driven insurance company, determines what gets covered, and they mostly listen to doctors. There’s always edge cases, where some treatment might not be covered, but I feel like those are uncommon.
One way or the other, my ultimate health care plan is 9mm.
Maybe in our lifetime we will see an expansion of Medicare to be a single payer system for all Americans as a publicly available option (ie: the minimum standards other insurance would need to meet to be competitive).
That would be nice. Idk I’m just hopeful in like 25 years we may see some real change ushered in when it comes to that. Probably very naively hopeful but I have to at least occasionally believe in a better future.
I get more pessimistic every year and I started out extremely pessimistic. I think humanity going extinct in my lifetime is more likely than the US getting single payer in my lifetime.
I’m surprised that Trump doesn’t use Obama care to prescribe 9mm medication to people. It’s a lot cheaper to pay a one time cost of a 9mm that reoccurring costs of medication. Think about it, health care costs plumit and firearms sales skyrocket. It’s a republican wet dream.
Definitely oot, but if I could pick two, it’d be this super weird game I’ve never been able to find again, or remember the name of. Had a kind of Hawaiian theme, iirc. There was a conch shell you blew. It was weird, and I loved it so much
I know you’ll be disappointed, but Mario 64 has a fair number of levels and star missions. So, either that or Star Fox (your score can always be a little better).
And then you die because a blood clot that formed in your leg came loose and shot up into your brain, because you’ve been sitting for weeks playing videogames.
Just plug my old ass into the matrix. If I live to see 80 we’ll probably have some kind of full dive VR by that point. Or at least something approaching it.
Guess everyone’s different. I’m a stay at home dad with a wife that works and I’m incredibly happy doing chores for a couple hours then indulging my hobbies until school pickup. I have time to exercise. I have time to cook good meals (and learn to do so). It’s been 13 years and no sign of getting sick of it yet. She has a high paying job that she’s happy in and is someone that would tell me if she had an issue. This was suggested by her.
I don’t know how anyone can get bored without work. There are 1000 things that you can do as “work” that surely there must be some that any given person would enjoy. Learning music, language, gardening, coding, makeup, design, art, games, woodwork, exercise I could go on and on and on.
I could somewhat understand 50+ years ago. But we have the INTERNET now. We have unprecedented access to entertainment and knowledge. Anything you could ever want to know or learn or watch is available to you. And if you find the online resources inadequate for learning to play that obscure instrument or practise speaking that language, I bet you you can find someone to teach you over video call.
Judge away but I’m happy and don’t know how anyone could find working better. The only thing working truly gives you is money. Any sense of fulfilment or purpose I guarantee can be found elsewhere as well.
That’s not to say work CAN’T be fulfilling or meaningful though. Just that it’s not the only path or unique to working like people like to make out.
That’s true. I think the best thing anyone can do for themselves is mitigate as much of that as you can. Obviously you can be dealt a shit hand and get a physical or mental impairment as you get older that’s out of your control. But if you can stay as mentally and physically healthy as possible you can definitely raise your chances of being one of those 70 year old tanks you see destroying the rock climbing walls and stuff.
And unless you get severe parkinsons or something I still think there are many fulfilling things you can do at home.
But at the end of the day it’s about working with what you have. I understand it can be a huge adjustment when someone that has done the same thing for 40 years is forced into retirement and their world is turned upside down. I know it’s not all simple. But I’ve seen a streamer that can only move their head playing COD with a mouth controller. I think just about everyone can find something if they try.
I always wanted to be a stay at home dad. My wife’s a gig worker and tried branching out on her own business and quickly realized she didn’t like the actual business aspect. Which is fine, I genuinely love what I do most days and make enough to where she can mostly stay at home.
I’m about to go on a 3 month paternity leave and oh boy am I excited. After the first few weeks once my wife recovers from surgery it’ll most be my oldest and I hanging out while my wife is with our second. I bought stuff for my son and I to record our guitars (he’s 3 but he gets so into it), have a little list of science experiments that he loves, plenty of home renovation projects that he gets surprisingly into, a bunch of seeds and a few more raised beds for the garden, and of course, foam baseball bats to hit eachother with.
I’m getting git just thinking about it.
I don’t see how anyone could get tired of that, I’m already dreading going back to work and my break hasn’t even started.
PS: not to say that it’s all fun, I know a lot more goes into being a stay at home parent that baseball bat fights.
Enjoy it man. Truly. Mine are 10 and 13. 5 years until she’s an adult. I remember when she started school at 5. I know it’s cliché but time does go by. Make as much of it “all fun” as you can. Within reason of course haha.
Idk I’ve been unemployed with enough savings to not go straight into job hunting. I had a blast spending most of my time gaming. Just helps to have a few other smaller hobbies.
Agreed, I took about 10 months off after quitting my last job, and ended up moving about 4 months into it. I never got bored and the only downside was that I had to find a job eventually. It was the best 10 months I can remember.
Yep, I imagine it’d get bad if I let myself rot in my room all day. I spent time with family, worked out, went for walks, watched some new shows and movies, read some manga, did some hobby projects, but I still spent more time gaming than anything else.
It’s great for the first few weeks , maybe a month or two.
I graduated in September, job searched through December, finally signed a contract, but I don’t start until April. I am counting down the fucking days, my dude.
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Aktywne