The big problem is that it trivially easy to make new tokens, and give them the appearance of a market with fake liquidity. I know people think Smart Contracts are a real innovation, but 99.999999% of the time they are just used to make more crappy tokens.
Crypto advocates say it’s security comes from the network effect of all the nodes working on extending the blockchain, but that security is of little value if it enables scams on higher layers.
I think OPs point is that if Indy was burrowing a hole in the desert, and some random started talking to him, Indy probably wouldn’t respond by punching his way out of the hole.