This is exactly what it was designed to solve before cryptobros turned it into a pump and dump scheme.
If you want to buy something from seller X that is between you and X and no one else. No goverment, payment processor or other third party can get a cut or stop it for any reason.
The same goes for pretty much everything in life, not just games. It might suck in the short term, but just don’t put up with friends/partners/jobs you don’t like. Make a change