Wreckfest multiplayer is great. Getting in to 1st position makes me sweat just trying to survive the carnage! It normally ends badly but it’s so much fun.
It’s easy to avoid the worst offenders. Also “live service” is a very broad term and covers a lot.
One aspect that I really don’t like is when games just seem to hang on too long with updates and/or DLC. Be proud to finish the game and move on to something new (looking at you The Long Dark…)
The question can be asked for most things in life really so just do both options. Generally I’m a “value for money” gamer now but If something catches my eye I will make an effort to support it.