i generally agree with the point you are making because Oblivion is my favorite TES game, but I just got done playing Avowed which is pretty good. defintiely not as deep as oblivion in many areas though.
I’m skeptical that there’s a filter like this over the whole game. If you look at the all of the leaked screenshots together none of the others are anywhere close to this dreary to my eye. Although some of the other images have different issues like extreme darkness/low gamma which makes me think some of them were never intended for the public. They have also since been pulled from the site (supposedly this was the original location). Maybe it was a look they were testing at some point and then scrapped, who knows.
maybe not quite what you’re looking for but the shadow of mordor series has a liiiitle bit of that. obviously not as city-focused as arkham or spider-man.
apple does it, and i think Google too. everyone you add to your “family” must share the same payment method. so naturally you will limit that to only people you highly trust.