I say this as someone who doesn't like MTX, but I've never understood how optional cosmetics ever factor into whether a game is "complete". The only way they could be seen as an important part of the game is if you play games to play dressup. Which I get if you're playing a fashion designer style game or a game thats almost purely social, but in the majority of games they don't fucking matter at all. How do people get so bent out of shape about them?
Steam is legitimately easier and faster to get games going on than my PS4 these days IMO. Library is laid out alot better and there's no signing in whenever I turn on a controller. Its still easier to do local multiplayer on PS4, but not by much.
Lackluster at best isn't really accurate, most of their ports have been more than functional and usually get performance patches. Alot of these issues are also poor optimization more than anything which means alot of issues can often be brute forced with stronger rigs so it adds value to upgrading whenever its time for that.
This is the big thing. There's been a few games that have released on PS5 that had me considering buying the console (Ratchet & Clank RA, Returnal, Final Fantasy 16) that have tempted me, but they're all either already on PC or coming in the next 2 years. Why would I buy a console if everything on it is gonna get ported eventually anyways?