Swedish student (Median full-time wage here is 35’790 USD equivalents before an avg ~30% payroll tax), not taking loans, working part time teaching (and occasionally nursing) to make ends meet, so yeah, pretty cash strapped atm.
Also, note that I already do have access to all the music in the world for free via youtube if I want something specific, or spotify for “radio style” infinite listening. 1440SEK/132USD is for added conveniences. No real need to pirate anything.