If you want to completely crush stuff like Cyberpunk and Starfield you could bother. The only reason I run what I do is that I need a workhorse and make money with my PC too.
I general I recommend the “Fast Motorcycle” principle for PC building. You can spend extra money for the “Fast Car” or Luxury Car” or even ball out for the “Fast Luxury Car”.
Depending on the task, a fast motorcycle will get you there quicker than other builds. When building for a gaming PC, just get basic cores with high clocks and spend a bit of extra money on a step up graphics cards.
I could build a pretty shredding PC for about ~$800 right now.
Back to your point, a $2k PC is basically a fast luxury car. I could have multiple adobe products open simultaneously, or do YouTube at the same time as Satisfactory or Cities Skylines. It’s a nice to have but if you aren’t doing heavy simultaneous tasks it’s not worth the money.