At this point I would only try something untraceable like Monero. I don’t want the moral police to come knocking to my house saying that I bought something against the glory of the Lord.
People have opinions. No everyone disagreeing with one opinion or other is a paid actor.
I’m all for SKG. I signed it. And I haven’t actually seen much criticism at all here. But if someone were to disagree I won’t automatically think it’s a paid actor, probably just a person with an opinion.
In Spain you can use bizum, which is a system made by Spanish banks. I’ve been reading that it’s supposed to be interoperative with other european systems but I’ve never used that way personally.
The ECB have been working in the digital euro for ages, which is supposed to allow payments directly processed by the ECB. But it is taking ages…